Financial Advisor Salary

Bureau of Labor Statistics title: Personal Financial Advisors

The median financial advisor salary in the United States is $105,070 per year ($50.51/hour). Salaries range from $50,190 at the entry level to $357,020+ for the top 10% of earners. There are 266,800 financial advisor jobs nationwide. Employment is projected to grow 9.6% through 2034.

Last updated: June 2026 Β· Source: U.S. Bureau of Labor Statistics

Also known asFinancial AdvisorFinancial PlannerCFPWealth ManagerWealth Advisor
Median Salary
$105,070
per year
Hourly Rate
$50.51
per hour
Employment
266,800
jobs in the U.S.

Salary Distribution

10th percentile
$50,190
25th percentile
$72,440
Median
$105,070
75th percentile
$176,790
90th percentile
$357,020

Job Growth (2024-2034)

+9.6%
Faster than average

Annual Openings

24,100
jobs/year (growth + replacements)

Education Required

Bachelor's degree

Training Needed

Long-term on-the-job training

Financial Advisor Career Guide

Interview questions, resume templates, and a career ladder written specifically for financial advisors.

Financial Advisors help individuals + families plan for retirement, investments, taxes, estate, insurance. Career splits: wirehouse + brokerage (Merrill Lynch, Morgan Stanley, UBS, Wells Fargo Advisors β€” training + established brands), independent RIA (Registered Investment Advisor β€” fiduciary-only, fee-based), bank-affiliated advisors, insurance agents with financial planning (New York Life, MassMutual, Northwestern Mutual), robo-advisor + hybrid platforms. Path: bachelor's + Series 7/66 + CFP designation preferred + state licensing. Compensation: entry salary + book building $60-95k; established advisor with $50-100M AUM $150-350k; top advisors + team leaders $500k-$1.5M+; wirehouse producers with $500M+ AUM $1M-$3M+.

Core Skills Hiring Managers Screen For

Financial planning + goals
Retirement, education, tax, estate, insurance planning. Comprehensive vs product-focused.
Investment management + portfolio construction
Asset allocation + rebalancing + tax-loss harvesting + risk assessment.
Tax + estate planning basics
Understanding tax implications + estate planning strategies + collaboration with CPA + attorney.
Client relationship + communication
Building trust + regular reviews + life event communication + long-term relationships.
Sales + prospecting
Building client base + referrals + community engagement + digital marketing.
Compliance + fiduciary duty
Suitability + fiduciary standards + disclosures + record-keeping.
Technology + platforms
Financial planning software (eMoney, MoneyGuidePro) + CRM (Salesforce, Redtail) + portfolio management.

How to Become a Financial Advisor

  1. 1
    Bachelor's in Finance, Business, or related
    Related quantitative + business degree preferred.
  2. 2
    Entry role: Financial Advisor Trainee (structured 2-year program at wirehouse or bank)
    Salary + book building support. Merrill Lynch, Morgan Stanley, UBS, JPM, Bank of America, Wells Fargo, Fidelity, Charles Schwab, Vanguard.
  3. 3
    Get Series 7 + 66 (or 63 + 65) licenses
    Firm sponsors + funds. Required to sell securities + advise.
  4. 4
    Optional: CFP (Certified Financial Planner) designation
    Gold standard for financial planning. Requires bachelor's + course + exam + experience + ethics.
  5. 5
    Move to independent RIA or team
    5-10+ years typical. Higher payout + fee-based fiduciary practice.
  6. 6
    Build book of business ($50-100M AUM = mature advisor)
    10-15 years typical. Client acquisition through referrals + community.
  7. 7
    Advanced: CFA (Chartered Financial Analyst) for institutional/portfolio management path
    3-exam credential + 4 years experience. For investment-focused careers.

Career Progression

Financial Advisor Trainee
0-2 yrs$50-75k salary + benefits Β· Training program
  • β€’Structured training + license prep
  • β€’Book building support
  • β€’Client acquisition
Next: Financial Advisor.
Financial Advisor
2-5 yrs$65-115k Β· Base + commission/fees Β· $10-30M AUM typical
  • β€’Independent advisor role
  • β€’Client acquisition + management
  • β€’Building book
Next: Sr Advisor / Team Lead.
Senior Advisor / Team Lead
5-15 yrs$150-350k Β· $50-150M AUM Β· Top producers $400-800k
  • β€’Established book + team
  • β€’Complex planning
  • β€’Community reputation
Next: Partner / Practice Owner.
Partner / Practice Owner / VP
15+ yrs$400k-$1.5M+ Β· Top wirehouse producers with $500M+ AUM $1M-$3M+
  • β€’Practice ownership or executive role
  • β€’Multi-advisor team + client base
  • β€’Business development
Executive / Regional Head
20+ yrs$700k-$3M+ + equity
  • β€’Multi-team + regional oversight
  • β€’Firm strategy + growth

Interview Questions & Answers

5 free questions below. Career Kit unlocks 9 total plus resume bullets for every level.

Q1. Walk me through a financial plan you developed.case
STAR. Real client (de-identified). Goals + assessment + plan + implementation + review.
Q2. How do you handle market volatility with clients?situational
Concrete: Regular communication + reassurance + rebalance + long-term perspective + tax-loss harvesting opportunities.
Q3. Tell me about a difficult client.behavioral
STAR. Real client. Screens for real skills.
Q4. Why our firm?culture
Research: fee model (RIA vs commission), technology, culture, product mix.
Q5. How do you build a book of business?situational
Concrete: Referrals + community engagement + digital + specialty. Never cold-calling only.

Resume Template β€” Financial Advisor (3-6 yrs)

Copy these bullets into your resume as a starting point. Career Kit includes bullets for every level of the ladder.

Financial Advisor (3-6 yrs)
  • β–ΈFinancial Advisor, [Firm]. Series 7 + 66 + CFP. Book of $28M AUM across 82 clients.
  • β–ΈSpecialty: retirement + college planning + tax-efficient investing.
  • β–ΈGrew book from $8M to $28M in 3 years through referrals + community outreach.
  • β–ΈBilingual English + Spanish. Building Latino community + retirement niche.

What Gets You Rejected

  • βœ—Missing key licenses or designations.
  • βœ—Compliance history without disclosure.
  • βœ—Weak sales or prospecting activities.
  • βœ—Bad-mouthing prior firm or clients.
  • βœ—Weak financial planning knowledge.
  • βœ—Overly-focused on product sales vs planning.

Salary Negotiation Levers

  • βœ“Commission split or fee-based structure.
  • βœ“Sign-on bonus + book transition support.
  • βœ“Book of business ownership + portability.
  • βœ“Marketing + tech support.
  • βœ“Team + client transfer support.
  • βœ“PSLF eligibility (nonprofit + government).
  • βœ“CFP + CFA + insurance certifications support.

Financial Advisor Resume Review β€” $29

Personalized resume review from someone who has hired financial advisors. Purchase, email your resume to support@weblabra.com, and receive detailed written feedback within 7 days.

  • βœ“ Occupation-specific critique (not generic)
  • βœ“ Rewrite suggestions for weak bullets
  • βœ“ Missing skills / keywords flagged
  • βœ“ Formatting + ATS-readability feedback
  • βœ“ 7-day turnaround, 100% refund if we miss it

Financial Advisor Career Kit β€” $19

  • βœ“ All 9 interview questions with expert answers
  • βœ“ 10 real questions aggregated from Glassdoor, Blind, Reddit, LinkedIn
  • βœ“ Interview format intel for 7 top employers
  • βœ“ 3 copy-paste salary negotiation emails
  • βœ“ Resume bullets for every level of the career ladder
  • βœ“ 30–60–90 day plan for your first role
  • βœ“ Cover letter templates specific to this occupation
  • βœ“ Detailed salary negotiation script
  • βœ“ Ranked list of certifications with cost + ROI
  • βœ“ Downloadable PDF for offline access
  • βœ“ Instant access, no expiration, no subscription
βœ“ 7-day money-back guarantee β€” no questions asked

One-time purchase. 7-day refund guarantee.

Sample reviews β€” real customer reviews will appear here as they come in.

β€œThe interview question bank saved me. I got the exact question about 'walking through a DCF' at my Goldman Sachs superday, verbatim.”

β€” Anonymous, Financial Analyst

β€œCopy-paste negotiation emails are worth the price alone. I used the 'accepting with counter' template and got an extra $8k signing bonus.”

β€” Anonymous, Software Developer

β€œThe 30-60-90 day plan for a new grad RN was better than the orientation my hospital gave. Wish I'd bought this in nursing school.”

β€” Anonymous, Registered Nurse

Financial Advisor Salary by State

Best Cities (cost-adjusted) β†’

Salary Map β€” Click a state for details

$63K
$166Kβ–  No data
StateMedianvs. National
New York$166,400+58.4%
New Jersey$158,570+50.9%
California$130,330+24.0%
Connecticut$129,720+23.5%
South Dakota$128,720+22.5%
Massachusetts$125,670+19.6%
Delaware$125,050+19.0%
Oregon$122,830+16.9%
Illinois$120,130+14.3%
Wisconsin$119,430+13.7%
1–10 of 49

Financial Advisor Salary by Metro Area

Metro AreaMedianvs. National
New York-Newark-Jersey City, NY-NJ$170,050+61.8%
San Francisco-Oakland-Fremont, CA$160,610+52.9%
Muskegon-Norton Shores, MI$159,990+52.3%
Springfield, IL$154,370+46.9%
Amherst Town-Northampton, MA$145,190+38.2%
Bloomington, IL$141,070+34.3%
Santa Fe, NM$138,790+32.1%
San Jose-Sunnyvale-Santa Clara, CA$136,820+30.2%
Bridgeport-Stamford-Danbury, CT$135,770+29.2%
Staunton-Stuarts Draft, VA$133,900+27.4%
1–10 of 320
Data Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). Data reflects the most recent annual survey.
How does this compare to pro athletes?
A financial advisor earning $105,070/year would need 567 years to match Stephen Curry's NBA salary, or 609 yearsto match Patrick Mahomes' NFL contract.
See all sports & celebrity salaries β†’
πŸ“ˆ See how financial advisor salaries have changed over the past decade.
View Financial Advisor salary trend (2011–2024) β†’